Consumer, investor, and commercial lending under one roof.
Castle Rock Capital Funding is a Florida licensed mortgage brokerage built on 35 years of formal bank credit training. We know what an underwriter needs before the file goes in, and we structure every loan so it closes.
Where does your loan fit?
Few brokerages work across consumer, investor, and commercial lending. We underwrite all three, so the right program is always on the shelf.
Consumer
Home loans for Florida buyers and homeowners, from first purchase to refinance.
- Conventional, FHA, VA, and USDA
- Options for self-employed borrowers
- Home equity lines and second mortgages
Investor & Builder
Financing for rental portfolios, renovations, flips, and ground-up construction.
- DSCR and rental portfolio loans
- Fix and flip and bridge financing
- Ground-up construction for builders
Commercial
Commercial real estate and SBA financing, including loans that just missed at the bank.
- Owner-occupied and investment property
- SBA financing
- Bank fallout placement
Loans structured by people trained on the other side of the desk.
Our leadership spent decades inside the credit departments of some of the largest banks in the world. That training shapes how every Castle Rock file is built: documented, structured, and presented the way an underwriter expects to see it.
When a bank says no, we are the next stop. A loan that just misses at one institution is often approved at another, and knowing the difference is the value of a broker with real credit experience.
Bank-trained underwriting judgment
Files are structured to be approved, with the questions answered before they are asked.
Scores of lenders, one application
One conversation with Castle Rock puts your scenario in front of the wholesale market.
Three disciplines under one roof
Consumer, investor, and commercial lending, so your next project does not need a new lender.
What might your payment look like?
Use our simple estimator for a rough idea of a principal and interest payment. Taxes, insurance, and mortgage insurance vary by property and program, and your Castle Rock loan officer can walk you through the full picture.
Your total monthly payment
Estimates are illustrations only and are not a quote, an approval, or an offer of credit.
Florida lending, explained plainly.
How rental income qualifies an investment property purchase when tax returns do not tell the story.
The differences between the three, and when each one is the right tool.
What separates a lender who performs from one who costs you the contract.