The Mortgage Industry is broken and it’s often not a pleasant place for a true mortgage professional. Castle Rock Capital Funding was founded by career loan officers with the dual purpose of helping loan officers grow their practice while creating a place where customers want to do business. We currently seek Florida NMLS Licensed MLOs that truly want to be proud of where they hang their license. We want MLOs that are a professional, take serving the customer seriously, treat others with respect and dignity, are responsive, and truly want to grow with our organization.

Our onboarding process is different. We look for MLOs that blend with our culture rather than only seeking the top producers. Sure, there are minimum production goals to help us offset the cost of the significant resources we provide our MLOs, but we want you to be truly happy with Castle Rock and our minimum production requirements are relatively low in comparison with other brokers. If there isn’t a fit, that’s OK, but this isn’t a large national brokerage where you hang your license and become only a number.

Here’s what we provide our MLOs:

RESOURCES: We use Arive as our LOS (if you are not familiar with it, Arive is spelled correctly) and we provide this to all MLOs. We also provide a subscription to a video marketing tool as well as a drip marketing system, digital marketing materials for real estate agents and other referral sources, and many more things for your practice. Our use of a Transaction Manager to free up the MLO is also quite unique.

OUR PROCESS: We want our MLOs to thrive and do more business. Most MLOs we’ve spoken to end up so bogged down in paperwork that they can’t scale their practices up. That’s why we’ve added the role of Transaction Manager to the team. Once the MLO originates the loan, the MLS licensed Transaction Manager steps in to gather documents from the customer, get the loan submitting for underwriting, get the loan over to processing, and then they monitor the deal to ensure an on-time and smooth closing. The Transaction Manager is quite efficient at their job. We’ve found that they normally are better equipped to navigate the loan process more efficiently than the MLO thereby giving the customer a better experience. Everyone wins in our process!

OUR PRODUCT PHILOSOPHY: If you are looking for a broker with 100 lenders to choose from, you’ve come to the wrong place. We will add lenders to the stable if it makes sense, but we believe building deep relationships with fewer lenders is far superior to setting up 100 lenders only to use a handful. Processors and TMs can’t be expected to master the portals of 100 different lenders and we’ve found that lenders are more responsive to those brokerages that actually do send them business as opposed to brokerages that might send only 1 deal each year. With this in mind, we offer the best lenders in many different categories. We’re well known for excelling with real estate investor and self-employed borrower loans, which gives you a good way to set yourself apart when approaching referral sources. We are very open to adding more lenders to the stable of lenders, but we want to make sure they are lenders that we will truly want a relationship with.

TEAM BUILDING: We support and encourage you to grow your practice by building a team. It’s a great way for you to build a practice while getting support from your broker.