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Conventional Loans
Conventional loans are for borrowers that typically have a bit more to put down on a home and qualify for even the most stringent underwriting guidelines. Conventional loans typically have terms of 15 or 30 years and provide a streamlined process to borrowing for many stronger prospective borrowers.
FHA Loans
Loan backed by the Federal Housing Administration (FHA) are available with a down payment as low as 3.5%. They are designed to help prospective homeowners obtain a home loan by insuring the lender against default thereby allowing lenders to be a bit more lenient during the underwriting process.
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VA Loans
The VA assists service members, veterans, and surviving spouses to obtain home loans with little or no down payment. With a VA loan, the Veterans Administration guarantees a portion of the loan to allow qualifying borrowers to obtain favorable terms on a loan.
USDA Loans
The USDA provides loan and home ownership and home renovation opportunities to rural Americans. The USDA also offers developers and non-profits funds to renovate and develop rural properties.
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Jumbo Loans
Similar to conventional loans, jumbo loans are designed to allow buyers and owners of more expensive properties to purchase or refinance homes. .
Home Equity Lines
A Home Equity Line of Credit, also known as a HELOC, is a line of credit that is secured by a home that can be used by borrowers for such purposes as a college education, home improvements, or other larger financing needs. It allows a borrower to borrow, pay back, and borrow again for a specific period of time.
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Castle Rock Capital Funding, LLC (NMLS 2318381) is a Florida LLC owned by Douglass Smith, Licensed Mortgage Loan Originator (NMLS 1984040).
About Us
A family owned company; we’ve been helping residential and commercial clients purchase and refinance property. Please click on About in the headers to learn more.
Company NMLS: 2318381
www.nmlsconsumeraccess.org
