Home Equity Line of Credit (HELOC)

For Primary Homes, 2nd Homes, and Investment Properties

Your Home’s Equity Can Solve Life’s Biggest Financial Challenges

Debt piling up? Tuition bills looming? Home repairs you can’t put off? Life’s expenses don’t wait, and relying on high-interest credit cards or draining your savings can make things worse. A Home Equity Line of Credit (HELOC) gives you the flexibility to handle these challenges without sacrificing your financial stability.

With a HELOC, you can consolidate expensive debt into one manageable payment, fund home improvements that increase your property’s value, or cover education costs at a lower rate than traditional loans. Planning to buy a home? Use a “piggyback” HELOC to avoid costly PMI and keep more cash in your pocket. Whatever the need, your home’s equity can be the smartest way to access funds.

At Castle Rock Capital Funding, we make it simple. Choose from fast online approvals that close in as little as five days or full-documentation programs for larger lines of credit. Apply today and turn your home’s equity into the solution you’ve been looking for.

Many Options to Fit Your Goals

Automated HELOC

For those of us introverts, this automated process funds quickly, often within 5 days. It’s completely automated and most of the time you can close with an e-notary. It’s great for speed, but sometimes not as aggressive with pricing and it’s not great for complex files. 

Full Documentation

Our most aggressively priced Equity Line Product and the best for complex files. This product is underwritten in a similar fashion to a traditional mortgage loan. 

Piggy-Back

Wanting to buy a home and don’t want PMI, but don’t have 20% for the down payment? As the name implies, our full documentation “piggy back” product is closed in tandem with an 80% first mortgage to avoid PMI on your mortgage. 

HELOAN

A HELOAN is simply a 2nd Mortgage. Unlike a HELOC, it is not a line of credit, but it’s structured more like a traditional mortgage. It’s simply in 2nd lien position to your first mortgage. It’s great for one-time, fixed rate debt consolidation, home improvement, or business investment purposes. 

Ready to See What You Qualify For? Complete This Convenient Form...

...Or, If You Wish To Discuss It Personally, Call Me At 813-727-3621...

Use our simple, scrollable form to provide us with the information we’ll need to get you a quote on your equity line. 

Castle Rock Capital Funding, LLC is a Florida LLC (NMLS 2318381, 3813 Bellewater Blvd, Riverview, FL 33578. Douglass Smith, Principal Broker – Licensed Mortgage Loan Originator (NMLS 1984040). 

About Us

 

A family owned company; Florida-based licensed mortgage broker.  Please click on About in the headers to learn more.

Company NMLS: 2318381
www.nmlsconsumeraccess.org